Would my lenders accept less than I owe?


You saying that you can not afford repayments is one thing, but us backing that up with forms of proof is another thing entirely. The creditors have an obligation to allow you a satisfactory standard of living which we will help achieve. Other than this, people with financial problems can bury their head in the sand meaning creditors get nothing. When backed up with a company like ourselves, creditors would always prefer to see something back over potentially nothing.